negative equity

英 [ˌneɡətɪv ˈekwəti]

美 [ˌneɡətɪv ˈekwəti]

n.  资产负值， 负资产 (资产值低于抵押款)

牛津词典

noun

• 资产负值， 负资产 （资产值低于抵押款）
  the situation in which the value of sb's house is less than the amount of money that is still owed to a mortgage company, such as a bank

柯林斯词典

• 负资产
  If someone who has borrowed money to buy a house or flat hasnegative equity, the amount of money they owe is greater than the present value of their home.

双语例句

• According to CoreLogic, a data provider, negative equity totalled$ 707 billion at the end of April.
  根据数据提供商CoreLogic的信息，四月底负资产总额达到了7070亿美元。
• The large and growing number of homeowners with negative equity will increase the rate of defaults and foreclosures and therefore drive the downward spiral of prices.
  数量庞大且不断增多的负资产房屋业主，会增加违约及丧失赎质权的比例，并因此将推动价格螺旋下跌。
• Met representatives of the coalition of sandwich class housing to discuss the problem of negative equity, interest rate for second mortgage loans and penalties.
  与夹屋大联盟的代表会面，讨论有关负资产问题和二按息率及罚款的问题。
• Once a home tips into negative equity, borrowers have less incentive to keep up on repayments.
  一旦房屋成为负资产，借贷者继续偿付贷款的动力将有所下降。
• A rise in inflation also means that declines in real house prices translate into less negative equity, freeing up the housing market.
  通胀上升还意味着，实际房价下跌所产生的负资产有所减少，住宅市场可因之解冻。
• Examining the impact of negative equity on the probability of default on mortgage loans and the positive correlation between residential mortgage default risk and the loan-to-value ratio.
  研究负资产对按揭贷款拖欠还款风险概率的影响，以及住宅按揭贷款拖欠还款风险与按揭成数之间正向的相互关系。
• House prices have fallen for five years, forcing many home owners into the negative equity pit.
  楼价连跌五年，不少业主身陷负资产困局。
• One in four Dutch homebuyers is in negative equity as a result of falling property values.
  由于房价下跌，拥有房产的荷兰人中有四分之一已处于负资产状态。
• America has never experienced negative equity on this scale before.
  美国以前从未经历过规模如此之大的负资产状况。
• With investors beset by falling home prices and ( in some cases) rising negative equity, the trashing of stock portfolios, particularly for pending retirees, is yet another blow to their finances.
  当投资者受到房价不断下跌和（某些情况下）负资产日益上升的困扰时，股市暴跌对于他们的财务状况又是一个打击对那些即将退休的人来说尤其如此。